The Best Car Insurance Companies for June 2022

Car insurance is an important part of owning a car. It protects you from liability if you are in an accident and it also helps pay for repairs to your car. There are many different Car Insurance companies out there and it can be difficult to choose the right one. Here are the best Car Insurance companies for June 2022.

1. Allstate Car Insurance

2. State Farm Car Insurance

3. Progressive Car Insurance

4. Geico Car Insurance

5. USAA Car Insurance

These are the best Car Insurance companies for June 2022. Make sure to compare different companies and get the best rate for your needs. Car insurance is an important part of owning a car so make sure you are properly protected.

The best car insurance companies

In Birnili’s evaluation of the top auto insurance in the US, the following businesses scored 4.5 or 5 stars out of 5.

CompanyCurved Score
American Family5.0 Birnli rating 
Auto-Owners5.0 birnli rating 
NJM5.0 birnli rating 
Amica5.0 birnli rating 
Progressive5.0 birnli rating 
State Farm5.0 birnli rating 
Travelers5.0 birnli rating 
Auto Club Group5.0 birnli rating 
Nationwide4.5 birnli rating 
Chubb4.5 birnli rating 
Farmers4.5 birnli rating 
Country Financial4.5 birnli rating 
Mapfre4.5 birnli rating 
Allstate4.5 birnli rating 
Geico4.5 birnli rating 
Liberty Mutual4.5 birnli rating 

Best car insurance companies: Pros and cons

Read our succinct profiles of our best auto insurance providers below to learn more. Check out our in-depth evaluations for more information.

American Family

5.0NerdWallet rating 

“American Family really shines when it comes to discounts, with savings for insuring multiple vehicles, completing a defensive driving course and having a student away at school.”

Cost: About average.

Policies available in: 19 states, mainly throughout the Midwest and Pacific Northwest.

Pros: American Family offers a wide range of discounts and many coverage types.

Cons: American Family policies aren’t available in all states.

Company overview: In J.D. Power’s 2020 customer satisfaction studies (the most recent available), American Family ranked third among a dozen midsized insurers for satisfaction with the insurance shopping experience and tied for first place for overall satisfaction in the Southwest region. J.D. Power ranked American Family ranked No. 17 out of 24 companies for auto insurance claims satisfaction in 2020.

American Family offers a range of discounts to drivers in some states, including for loyalty, completing a defensive driving course and for students away at school. The company also has apps to monitor driving, allowing good drivers to earn discounts.

Auto-Owners

5.0NerdWallet rating 

“People who need several insurance policies may benefit from the convenience of bundling them with Auto-Owners, which has many coverage options and few customer complaints.”

Cost: About average.

Policies available in: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia and Wisconsin.

Pros: Auto-Owners has fewer complaints when compared to other companies and offers a wide variety of products with the opportunity to bundle.

Cons: The company only sells policies in 26 states.

Company overview: In J.D. Power’s 2020 studies, Auto-Owners ranked fifth among 12 mid-sized insurers for customer satisfaction regarding insurance shopping and first for overall satisfaction in the Central region. Auto-Owners ranked No. 3 out of 24 companies for customer claims satisfaction in 2020.

Auto-Owners has an app to track your driving. Good drivers can get a discount for avoiding hard braking and sharp turns, along with other safe behaviors.

NJM

5.0NerdWallet rating 

“NJM is one of a handful of insurers with a five-star rating, offering some of the cheapest car insurance rates on average. However, its policies are available only in five states.”

Cost: Cheaper than average.

Policies available in: Connecticut, Maryland, New Jersey, Ohio and Pennsylvania.

Pros: NJM has high customer satisfaction ratings and low customer complaints. New Jersey policyholders may also receive dividend payments.

Cons: Policies are not available in many states. NJM customers also do not have access to a mobile app to manage their policy.

Company overview: New Jersey Manufacturers Insurance (NJM) gets high scores in J.D. Power’s studies of customer satisfaction. It’s ranked No. 1 in “Among the best” in the 2020 Auto Claims Satisfaction Study. It’s also ranked third among 14 insurers in the mid-Atlantic region in the 2020 U.S. Auto Insurance Satisfaction Study, which measures overall customer satisfaction.

You can get all the standard auto coverages from NJM, along with extras including new car replacement coverage for cars with fewer than 15,000 miles and pet coverage, which pays for vet bills if they are injured in a covered car accident. You can also add gap insurance to help pay off your car loan if your vehicle is stolen or totaled.

Amica

5.0NerdWallet rating 

“High marks for customer satisfaction and numerous discounts make Amica a great choice for most drivers.”

Cost: About average.

Policies available in: Every state but Alaska and Hawaii.

Pros: Amica has high customer satisfaction ratings and low consumer complaints. It also offers many policy perks and discounts.

Cons: Amica may deny coverage to some people deemed risky by the company.

Company overview: In J.D. Power’s 2020 studies, Amica ranked first for overall satisfaction in the New England region and eighth among 12 midsized insurers for insurance shopping satisfaction. J.D. Power also ranked Amica second-highest for overall auto claims satisfaction in 2020.

If you do have to go through the claims process, you may not even see an increase in your rates. Customers who opt for certain upgrades can earn “Advantage Points” for good driving, renewing a policy and referring other drivers. These points can be used to keep your current rate after an accident. Amica also offers free glass repair, free lock replacement and free airbag repair after deployment.

Progressive

5.0NerdWallet rating 

“Progressive’s customer satisfaction scores aren’t as high as other companies’, but it offers enough discounts and insurance products to accommodate most people. ”

Cost: About average.

Policies available in: All 50 states and Washington, D.C.

Pros: Progressive, one of the largest insures in the nation, offers unique perks such as pet injury insurance in most states if you buy collision insurance.

Cons: Progressive has a below average rating for car insurance shopping, according to J.D. Power’s customer satisfaction survey.

Company overview: Progressive has different features and options depending on your state. Some of the more interesting additions include pet injury protection, which is included with collision coverage, and a deductible “savings bank,” which knocks your deductible down by $50 each claim-free policy period to a minimum of $0.

In J.D. Power’s 2020 U.S. Insurance Shopping Study, Progressive ranked seventh out of eight large insurers for customer satisfaction. J.D. Power rated Progressive No. 21 out of 24 companies for customer satisfaction regarding its claims process in 2020.

clude pet injury protection, which is included with collision coverage, and a deductible “savings bank,” which knocks your deductible down by $50 each claim-free policy period to a minimum of $0.

In J.D. Power’s 2020 U.S. Insurance Shopping Study, Progressive ranked seventh out of eight large insurers for customer satisfaction. J.D. Power rated Progressive No. 21 out of 24 companies for customer satisfaction regarding its claims process in 2020.

» Read the full review: Progressive auto insurance review

State Farm

5.0NerdWallet rating 

“With generous coverage and discounts for good driving habits, State Farm is a popular insurer with better customer satisfaction ratings compared to other large competitors.”

Cost: About average.

Policies available in: You can buy a State Farm auto insurance policy in all states except for Massachusetts and Rhode Island, where it does not sell new policies. You can also buy a car insurance policy in Washington, D.C.

Pros: State Farm’s customer satisfaction ratings for purchasing auto insurance are better than average, according to J.D. Power. The company also offers numerous discounts, including two programs — one for safe driving and the other for young drivers.

Cons: State Farm had more complaints than expected for a company of its size.

Company overview: The largest personal auto insurer in the country, State Farm ranked third among eight large insurers in J.D. Power’s 2020 U.S. Insurance Shopping Study. The same year, it ranked first for overall satisfaction in New York and the mid-Atlantic region and No. 6 out of 24 companies for customer claims satisfaction.

The company offers discounts to drivers in some states for having multiple cars, being a good driver and having a student away at school. State Farm has a safe driving app that can live on your phone or through OnStar. You can earn a discount by following the rules and driving sensibly.

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